DISCLAIMER This video is for entertainment purposes ONLY & designed to help your thinking, not direct it. These videos shall NOT be construed as tax, legal or financial advice and may be outdated or inaccurate; all decisions made as a result of viewing are yours alone. Scammers: There are scammers who have cloned my YouTube account (and pretend to be me) talking to you in the comments. I will never provide you with a Telegram/WhatsApp number - this is a scammer, DO NOT reply & simply report them to YT. I accept no responsibility for any losses due to you being scammed. Always look for the tick next to my name! If in doubt, click the profile and it will confirm your suspicions when it takes you to a fake page. Source: https://odysee.com/@neilmccoyward:a/this-is-an-absolute-disgrace!:e